Monday, 27 February 2012

Tax Credits Bombshell for families in Wigan

Over 650 couples with children in part-time work in the Wigan Borough could lose around £4,000 a year from this April, following a change to tax credit rules being introduced by the government.

I am urging the Conservative-led government to reconsider a little-noticed change to tax credit rules which means thousands of families will lose all of their working tax credits unless they can significantly increase their working hours.

The change means that couples with children earning less than around £17,700 will need to increase the number of hours they work from a minimum of 16 to 24 hours per week or they will lose all their working tax credit of £3,870 per year.

Government figures revealed in parliamentary answers show 655 households in the Borough and 212,000 households across the country households could lose out. The cut will hit over 1550 children in the Borough.
A recent survey by the Chartered Institute for Personnel and Development found that one in five organisations have cut back on the number of hours that people work as a result of the economic downturn, with just 6 per cent increasing them.

This is a deeply unfair change from a government that is increasingly out of touch with parents feeling the squeeze and struggling to juggle work and family life.

Raising taxes and cutting spending too far and too fast has seen unemployment rise and the economy go into reverse, and many employers are cutting people’s hours. In this climate, very few people in part-time work will find be able to increase their hours by up to 50 per cent at the moment. And for a couple with children losing around £4,000 a year, or £75 a week, from this change could mean going out to work makes no sense. 

It tells you everything you need to know about David Cameron and George Osborne that while the banks are getting a tax cut this year they are making life harder for parents in the squeezed middle who are working and trying to do the right thing.

This tax credits bombshell is now just a few weeks away. For many families here in Wigan it means going out to work won’t pay and they’ll be better off on benefits. That makes no economic sense at all. The government urgently needs to think again.

At the moment, if you're responsible for at least one child and working at least 16 hours a week, you can get Working Tax Credit. From 6 April 2012, the rules for couples with at least one child are changing. In most cases, to qualify for Working Tax Credit your joint working hours will need to be at least 24 a week.

This will mean:
• if you both work your joint weekly hours must be at least 24, with one of you working at least 16 hours a week
• if only one of you works, that person must be working at least 24 hours a week

If neither of these applies, your Working Tax Credit will stop from 6 April 2012.

Monday, 20 February 2012

FASawareUK Twilight Workshop

Alcohol in pregnancy can cause a lifetime of problems for mums and their child. No matter how small the amount of alcohol consumed, there is a great risk of harming the unborn baby. Stay aware. Stay away from alcohol is the message of FASawareUK.

FASawareUK will be holding a Twilight Workshop on Thursday, 21st June at Platt Bridge Community Zone.

Founder and full time volunteer of FASawareUK, Gloria Armistead will facilitate the workshop which will provide awareness, information and education strategies. Download the flyer here.

Alternatively contact Gloria on 01942 223780 or by email.


Wednesday, 15 February 2012

'Drop the Bill Rally' Wigan Borough

Andy Burnham MP today commented on the Drop the Health Bill e-petition as it passed 100,000 signatures.

“Tens of thousands of people have today sent a very clear message to the Prime Minister. They want him to listen and stop putting his political pride before the best interests of the NHS."

"Mr Cameron wants to legislate to turn our NHS into a free market. He is being reminded in no uncertain terms that he does not have the public's permission to do this. Nobody voted for this re-organisation and Mr Cameron promised it would not happen."

“Even though the petition has passed the 100,000 mark, I urge people to keep on signing. The greater the number of people who add their names, the more strength they will give us to speak out against it in the final Parliamentary battle."

"The 'Drop the Bill' call is turning into a deafening cry supported by patients, professions and even Members of Mr Cameron's Cabinet. It is a fight we can and must win!"

I will be joining Andy at a Wigan Borough Drop the Bill Rally on Friday, 2nd March at Ince Town Hall. Doors open 6.15pm. You can download the 'Drop the Bill' Flyer and distribute to friends, family and co-workers.

Tuesday, 14 February 2012

Coronary Care Unit Officially Opened!

The Royal Albert Edward Infirmary's new state of the art Coronary Care Unit was officially opened today on Valentine’s Day, by Dr. Nayyar Naqvi, the man who has made his vision a reality. The £1.4m unit has been helped along by the public of Wigan and beyond, with donations to the Heart Beat Appeal being collected over the last two years. The new build has significantly improved patient facilities, with the ward being larger, roomier and much lighter than the old unit.

Guests included local MPs Lisa Nandy and Andy Burnham, the Mayor of Wigan Councillor Joy Birch, as well as members of the public who have all contributed to the Heart Beat Appeal.

The new Coronary Care Unit now provides much needed modernised facilities with increased bed capacity and the addition of a second Catheter Laboratory and associated Treatment Rooms, as well as support facilities for both staff and patients. The new reconfigured layout has significantly improved the work flow and overall environment previously experienced by patients and visitors to the unit. The financial investment into the refurbished and extended accommodation was completed in January 2011 at a cost of £1.4 million.

Tuesday, 7 February 2012

Hindley Veterans present 'The World Renowned'

I hope the local community turn out to support local Veterans and serving HM Armed Forces personnel on Friday, 20th April at St Peter's Pavilion, Hurst St, Hindley commencing at 7.30pm.

Entertainment is provided by Wingates Brass Band and a buffet will be served. Tickets are available, priced at £8 per person and can be obtained from Cllr Jim Churton (01942 522734) and Cllr Jim Talbot (01942 736256).

Monday, 6 February 2012

Apprentices – Hired!

It’s National Apprenticeship Week (6th-10th February) and Wigan is celebrating high levels of success helping young people boost their career prospects.

Local leaders met with apprentices past and present at the offices of Wigan and Leigh Housing this morning to review progress so far and ensure work can continue supporting the next generation.

They were told that Wigan Borough has one of the highest percentages of apprenticeships in the Greater Manchester area.

The breakfast meeting was attended by Deputy Leader of Wigan Council Cllr David Molyneux, and the chair of Wigan and Leigh Housing Neil Turner, as well as a number of business leaders.

It was great to meet with the young apprentices today showing firmly that apprenticeships are a real and viable option for young people today. Over one million young people are out of work so we must redouble our efforts as a nation to do more to help local firms create the apprenticeship opportunities young people across Wigan & Leigh need.

It is to our borough’s credit that Wigan & Leigh Housing and its partners, Tudor NW and Hughes Brothers recognise that building up our skills base has a major role to play in boosting growth and providing life changing opportunities for our young people.

Neil Turner, former MP and long-term supporter of the apprenticeship agenda, said, “Wigan and Leigh Housing are delighted to host an event as a local business alongside two other local businesses: Tudor North West Limited and Hughes Brothers. We’re using the occasion to highlights local businesses’ commitment to providing apprenticeships for local people.”

At the meeting, Arthur Naylor of Tudor North West said his firm would be looking for new people under the scheme.  Mr Turner reaffirmed his commitment to the scheme by announcing that further apprentices would be taken on. 

He added, “This compliments the work we are doing with Job Centre Plus in Wigan where their staff are now co-located with Wigan and Leigh Housing staff.  The housing company’s board and its staff remain strongly committed to providing the best housing service possible, and helping create a better borough”.

Deputy leader Cllr David Molyneux acknowledged the difficult economic climate but added, “I am delighted to see local businesses continuing to commit themselves to provide apprenticeships for local people.  These companies are clearly planning ahead to ensure that they have got a supply of new young talent to drive their businesses forward.  It is companies like these who are more likely to survive in these difficult times.”

Tuesday, 31 January 2012

A Hindley Green success story!


Pic Sean Moloney
Local constituency visits are one of the most useful ways to learn about the issues facing people and business. Last week, I visited Belmont Packaging Ltd to celebrate the continuing success of the company which was a finalist for the 2011 Wigan Chamber of Commerce Business of the Year Award.

Since its inception in 1978, Belmont have recognised that as the market place demands change then so must the company to meet and adapt to the needs of the market in which it trades.

Central to this understanding is the ethos that drives the company forward; It actively encourages the co-operation, involvement and participation of all staff, calling on everybody's abilities, skills and experience for the good of the company and for the wellbeing of all those involved and associated with the business.
Belmont draws on the strengths and knowledge of all its partners to ensure it is continually experimenting, innovating, evolving and developing to meet the increasing demands of the market place and expectations of its customers and the benefit of all stakeholders.

Operating to 'LEAN MANUFACTURING' principles and standards Belmont specialise in the printing and converting of corrugated fibreboard products with our ‘in house’ skill base and years of practical experience backed up by an extensive range of modern machines, technology, equipment and systems.

I spent time talking with Managing Director, Sean Moloney and was pleased to learn that Belmont has become the largest corrugated products producer on Ebay UK.  A true diversification success.
Belmont’s customer base derives from all sectors of industry given the omnipresent and crucial nature of the cardboard box in today’s supply chain, both as a transit devise and point of sale tool.

Supplying the whole of the UK and Ireland Belmont makes full use of its reputation as a highly invested, modern and efficient manufacturing Plant, nowhere better is this demonstrated than in the fact that over 20% of its Sales are made to customers within its own industry, due to abilities Belmont have that others do not.

Sean Moloney said, “We pride ourselves on continual high investment in equipment and skills in the interests of efficiency, competitiveness and diversification, within an increasingly competitive market. Continual downward price pressure from the Retail sector makes this a prerequisite to success in the modern supply chain if done correctly. Belmont’s ability to ensure this in recent years has been second to none”.

“Unfortunately, as many manufacturing and agriculture companies are finding in the UK at present, imbalance in the allocation of “wealth” within the supply chain can put pressure on suppliers retaining and employing staff.”

“Once full efficiency has been installed the only costs that remain are those of labour. This imbalance must be changed if the economy in the UK is to recover via true wealth creation rather than continuous high retail sector profits, subsequent rising high unemployment and public sector cost cutting. Tax burdens increase if more of the population are unemployed and social provision demands increase. The problem of rising unemployment as a direct consequence of too much Retail power must be remedied if our economy is to become truly self-sustaining without the misguided solution of “over borrowing”, as has been the case over the last 40 years in the UK. Adding value to create wealth via Manufacturing must be a key part of the UK’s future.”

Monday, 30 January 2012

Customer Satisfaction fuels expansion as Handelsbanken opens for business in Wigan


Pic with Alan Bowers and Miranda Barker
 A strong local presence due to a nationwide network of 118 branches and a long-term approach to customer relations place Handelsbanken in an enviable position.

Founded in 1871 in Sweden, Handelsbanken specialise in providing highly personalised and competitive banking services to both corporate and individual customers.

Handelsbanken’s branch in Wigan, based at Pemberton Business Park, is now open for business with a motivated team of private and corporate bankers wishing to assist strong local businesses and professionals.

At a difficult time for the global banking sector, Handelsbanken continues to grow and customers are satisfied with their service; a recent survey of British bank customers rated Handelsbanken top for the third year running. Handelsbanken’s financial strength has also been noted with the bank recently rated the second strongest in the world by financial information provider Bloomberg.

I visited the Wigan Branch last Friday to meet with Branch Manager, Alan Bowers and staff, along with Wigan Chamber of Commerce President, Miranda Barker.

Alan Bowers said, “We are delighted to welcome Yvonne and Miranda to our new Wigan branch to meet staff and to learn about our ethos and values."

“We hope to become the bank of choice for the Wigan business and professional community. Our approach to banking is a return to traditional values, seeking to serve the needs of the customer rather than product push and an environment where the relationship is key. Our business model is based on simplicity and high levels of service where the customer always comes first.”

“Whilst we do not have targets or bonuses, our appetite for good quality business is strong and we are keen to develop long-term relationships. One of our key strengths, we believe, is that we employ local people with good market knowledge. All key business decisions are taken on a local level at the branch, which leads to good outcomes, both for the customer and the bank. I believe banking is a people business, run by people, for people and we are committed to providing a truly bespoke solution to both corporate and private customers.”

Handelsbanken’s presence in Wigan is good news for the local economy given their unique approach to banking.Despite the global economic crisis, Handelsbanken has increased its market presence by adopting a financially sound and cautious approach. It chooses to develop personal relationships with customers and its policy of not paying bonuses to staff and chasing targets allows it to have developed a long-term approach to banking that existing customers’ value and which is attractive to potential new customers.

For further information visit the Handelsbanken website.

Friday, 27 January 2012

YourBigYear Finalist hails from Orrell.

I met with Orrell resident Sarah Davies today to wish her well as she represents the UK in the YourBigYear competition.

Over 60,000 (8,000 from the UK) applied to be a global ambassador with an all expenses paid trip around the world for 12 months, taking part in volunteer projects across 5 continents.

Applicants have been whittled down to a final 16 and Sarah will be asked to compete in an 'Apprentice' style challenge until a winner is announced.

Liverpool based Smaller Earth launched the competition. Sarah informed me that the company arranges work/travel and volunteering opportunities across the world.

I know that the whole community will get behind Sarah and we are all very proud of her achievements to date.

'Speak Out' against prejudice

This week I signed a Book of Commitment in the House of Commons, in doing so pledging my commitment to Holocaust Memorial Day and honouring those who died during the Holocaust.

Today will mark the 67th anniversary of the liberation of Auschwitz-Birkenau, the Nazi concentration and extermination camp which is the site of the largest mass murder in history – and in the weeks running up to the day, the Holocaust Educational Trust placed a Book of Commitment in the House of Commons, giving MPs the chance to honour those who were persecuted and killed during their Holocaust and encouraging constituents to actively speak out against prejudice and bigotry today.

In signing the Book of Commitment I have paid tribute to the extraordinary men and women who having survived the Holocaust, work to educate young people about what they endured, through the Holocaust Educational Trust’s Outreach programme.

Thursday, 26 January 2012

Tory-led Government should rethink its approach to Policing

Today, I am calling on the Government to rethink its approach to policing after figures show that Police numbers have fallen to the lowest for a decade, including the loss of 492 in Greater Manchester since March 2010.

The figures show that there are now 8,000 fewer officers on the streets, at a time when personal crime, which includes theft and violence, has gone up by a startling 11 per cent - the biggest increase in a decade.

People across the Borough will have real concerns about the loss of 492 officers here in Greater Manchester. The deepest cuts to policing budgets will hit this year and HMIC estimate the loss of 16,000 officers through this Parliament.

Local communities value the work that police officers do and I will be voting against the Government’s police cuts next month.

Labour is calling for the Government to reopen the police funding settlement when it is debated in Parliament next month. Shadow Home Secretary Yvette Cooper MP: said, "The scale of government cuts has led to the biggest fall in national police numbers in decades at the same time as we are seeing the biggest increase in personal crime."

“David Cameron and Theresa May are letting down communities and turning their backs on the police. They should be battling to cut crime, but they are just cutting the police instead."

“Police numbers have fallen to the lowest for a decade, with 8,000 fewer officers since the election and 6,000 since last year alone. At the same time personal crime including theft and violence has gone up by 11 per cent -- the biggest increase in a decade."

“The Home Secretary's 20 per cent cuts go much further than the 12 per cent recommended by the independent inspectorate and supported by Labour."

“The Prime Minister's decision to cut policing too far and too fast when many crimes are increasing is putting communities at risk. MPs of all parties should vote against the scale of Government’s cuts to their local police force in Parliament on February 8.”

When Labour left office there were record numbers of police on the street, over 16,500 more than in 1997 in addition to over 16,000 new PCSOs; helped by the record number of police officers, crime fell by 43 per cent under Labour and the chance of being a victim of crime was at the lowest since records began. Labour had a clear plan to find savings of around 12% over the course of this Parliament, which Her Majesty’s Inspectorate of Constabulary said could be achieved without impacting on the frontline. The Conservative Government is implementing cuts of 20% which is too far, too fast.

Tuesday, 17 January 2012

Big Energy Week

Rising fuel bills are stretching household finances and people are looking for ways to save money on their energy bills.

Help is at hand through Big Energy Week (16-21 January 2012) which is being run by Citizens Advice.

During Big Energy Week you can get practical advice on cutting your fuel bills and help to see if you are getting all of the financial support you are entitled to.  You can pick up a leaflet with tips and advice on cutting your fuel bills at your local Citizens Advice Bureau.
 
A new website is full of tips on how to cut your energy bills. I joined Citizens Advice Teresa Perchard  in Westminster who said, “We know hikes in prices have put extra pressure on people’s budgets at a time when money is already tight. Day in day out local Bureaux are helping people who can’t afford their fuel bills."

“We’re worried that some people are struggling unnecessarily because they’re not on the best deal; live in homes that haemorrhage heat or are not getting all of the financial help available to them.”

Monday, 16 January 2012

Age UK Winter Pledge

I joined with Lisa Nandy MP in the fight to save lives this winter in the Borough by signing up to the Age UK Winter Pledge.

Last year nearly 22,000 people aged over 65 in England and Wales died unnecessarily during the winter and Lisa and Yvonne agree with Age UK that this figure is a disgraceful waste of life. In the North West there were 3920 excess winter deaths.

Lisa Nandy MP said, “We have one of the worst levels of unnecessary winter deaths in Europe – with each day on average over 200 succumbing to the effects of the cold weather. The number of older people who do not survive the winter here is far higher than in most European countries, including those where the weather is far colder.”

By both signing the Age UK pledge, we are committing to working with the charity to help ensure all our older constituents are prepared for winter by knowing the dangers of cold weather and how they can guard against them.

John McArdle, Chief Officer of Wigan Age UK said, “We are delighted that Lisa and Yvonne have joined our fight to reduce this shocking waste of life.  We know that behind the excess winter deaths figures lie deep-seated social issues with over 5 million households living in fuel poverty and one in three older people living in housing that is poorly insulated.”

By signing up to the Age UK pledge Lisa and Yvonne are committing to:

• Raising awareness of the dangers to health of cold weather and cold homes
• Working with their local Age UK to tackle the local priorities for older people
• Challenging energy providers to produce simple tariffs to make it easier for people to lower their bills.
• Promoting preventative measures that older people can take before a cold spell
• Encouraging all sectors of the local community to make tackling excess winter deaths a priority
• Ensuring that all their constituents are prepared for winter

Age UK is working in partnership with the Met Office to alert vulnerable older people when a cold snap is expected, sending out key messages on how to keep warm and well.

The pledge is part of Age UK’s annual Spread the Warmth campaign. The Charity and its local and national partners are aiming to make winter warmer for 360,000 older people by providing information, advice and practical services to help keep warm and well in the colder winter months, preventing many thousands from being left isolated and alone. These include getting warm and nutritious meals to older people, helping to keep homes warm, and giving free information and advice 365 days a year.

There will be lots of ways to help Age UK Spread the Warmth this winter. People can make a donation simply by calling 0800 169 87 87 or via the web.

Monday, 9 January 2012

Financial education in schools should be compulsory

I am backing better financial education in schools by putting my name to the All-Party Parliamentary Group (APPG) on Financial Education for Young People report on Financial Education and the Curriculum launched last month. The report recommends the Government should promote the provision of high quality financial education in schools in England.

Around one in four economically active adults is functionally innumerate. A survey by the UK Payments Council has found a notable lack of knowledge around the meaning of some of the most common financial terms, for example, only 36% of people understand that the term APR relates to payments. Moreover, lack of financial education has cost Brits nearly £250 million in charges and penalties alone, with almost a quarter (24%) having been hit by charges because they don't understand the terms and conditions of financial products, according to research from uSwitch.com.

A survey carried out by the inquiry found that in schools across England the existing provision of personal finance education is ad hoc, with only 45% of teachers reporting that they have ever taught the subject.

The report recommends that:

• Financial education should be compulsory in every school’s curriculum and assessed.
• Every school should have a dedicated ‘champion’ to coordinate financial education drawn from the senior leadership team.
• Banks and businesses can play an important role, particularly the British Bankers Association.
• Primary schools should continue to teach financial education using a cross-curriculum approach, but teachers must be able teach basic maths and money skills.
• Secondary schools should use a cross-curriculum approach grounded in maths and personal social health and economic (PSHE) education.
• PSHE should cover finance education as one of four strands with clear outcomes, and improved training and assessment.
• All teaching materials should be quality marked by a trusted body.

In and ever increasingly complex financial world it is important that young people are fully equipped to make informed financial decisions. I support the improvement of the provision of personal finance in schools and call on the Government to include these recommendations as part of their review of the National Curriculum.

I also spoke on this subject in parliament as a result of an epetition by Martin Lewis.

Martin Lewis of MoneySavingExpert.com, whose e-petition has now had the magic 100,000 sign it said, "For once, thankfully, we have a bunch of politicians who aren't pussy-footing around.  They're actually using the C word – compulsory.  We need compulsory financial education in our schools. Our nation is financially illiterate, for over 20 years we've educated our youth into debt when they go to university, but never about debt. Breaking this cycle will mean less mis-selling, fewer bad debts, better consumers and could save the public coffers a fortune."

Wednesday, 21 December 2011

Makerfield Labour Party Christmas Dinner


Lisa Nandy MP, Tony Lloyd MP & Sir Ian McCartney
A long-serving Labour Party stalwart was honoured at a function held in Wigan Town Hall on Friday, 16th December. Guest speaker was Tony Lloyd, MP for Manchester Central and Chair of the Parliamentary Labour Party.

Alderman Mrs Joan Hurst was the guest of honour at the Makerfield Labour Party dinner held in the Charter Suite.

Former Makerfield MP, Sir Ian McCartney and Cllr David Molyneux, Deputy Leader of Wigan Council were on hand to present Joan with a ‘Long Service’ certificate inscribed with the words;


Alderman Mrs Joan Hurst, Sir Ian McCartney & Cllr David Molyneux

‘To honour a lifetime’s commitment to the Labour Party and the people of Wigan.’

The certificate is signed by Leader of the Labour Party, Ed Miliband and General Secretary, Iain McNicol.

Joan Hurst represented the Ince Ward on Wigan Council 1997-2011. She was the first citizen of the Borough in 2000/01 in her Mayoral year. Her Grandfather, John Parkinson was the Labour Member of Parliament for Wigan from 1918 until his death in 1941. His tenure was the first of an unbroken chain of Labour MPs to the present day.

Sir Ian McCartney said, "Joan has been a community fighter and activist all of her life. She served with distinction as one of Wigan's few women mayors. She is a Labour stalwart who deserves this recognition.

Cllr David Molyneux added, “Joan has always give 100% to the Labour Party and the Community where she lived and worked. This award is in recognition of that dedication and is well deserved.” 


Rugby League Group to challenge cuts to BBC Local Radio

The Parliamentary Rugby League Group are to challenge the BBC’s proposed cuts to local sports coverage.

At a recent meeting in Westminster, the group heard from RFL Chairman Richard Lewis, veteran broadcaster Ray French, Head of BBC Sport for English Regions Charles Runcie and BBC London rugby league producer and commentator Ian Ramsdale.

This meeting brought home just how significant the proposed changes to BBC local radio are.  There have been debates in Parliament on the cuts to local radio services, but for rugby league – which is recognised as one of the most community-focused sports in the UK – the consequences could be devastating.

If all the proposals made in the consultation are enacted, it will result in:

• The loss of local programmes on weekday afternoons, with programmes being shared with neighbouring stations;
• The loss of all local programming between 7pm and 10pm. This means the end of any sports magazine shows, in-depth discussion about sport and the opportunity to have options heard, engage with clubs, officials and others involved in the game;
• Significant loss of live commentary as there will be a massive reduction in the number of games covered and with the reduction in the number of commentators at games that are broadcast any local flavour disappears;
• The loss of all local programming between 1am until the start of the breakfast show. All stations would broadcast Radio 5 Live;
• The loss of a wide number of locally-split breakfast programmes; and
• Huge costs to any local station that wants to offer live coverage of more than one game matches of any sport as stations will be charged to use the medium wave band.

As Secretary of the Group, we are challenging the way the BBC has gone about consulting with the public on such an important issue as well as the proposals they are suggesting. We have written to Mark Thompson from the BBC and Chris Patten from the BBC Trust and have contacted other sports-related Parliamentary Groups asking to join us to raise these issues directly.

For more information, visit the Group’s website.  

Friday, 16 December 2011

Unify Credit Union welcomes newest member

Unify’s Angela Fishwick was on hand to welcome me as a new member of Wigan’s biggest credit union at the headquarters of the Higher Ince based Unify Credit Union Ltd.

Cllr Keir Stitt also joined us. Keir is the Chair of Wigan & Leigh Cooperative Party and a staunch supporter of credit unions. He is an existing member of Unify.

Angela Fishwick said, “We are really pleased that Yvonne recognises the good work that Unify Credit Union does within the borough and that she wants to be part of that success."

“As well as providing low cost loans, Unify members are encouraged to save and receive a good return on their savings (2.5% in 2010).  All members’ savings and loans are also insured at no cost to the member, meaning that the loan dies with the member and savings could be worth twice as much.  This service is not provided by any other financial organisation.”

Her membership comes in the month that a report from R3, a trade body for insolvency professionals, has found that 45% of the population struggle to make it to pay day each month before running out of cash and that 3.5 million adults are considering taking out a pay day loan in the next six months.

Pay day loans provide access to small sums of money until a person’s next pay day but are controversial because of the rate of interest that they charge which can, in some cases, be as much as 4,000% APR.  Whilst such borrowing can be useful for immediate one-off emergencies, critics point out that when loans are rolled over – only the interest is paid and the capital left for repayment at a later date – interest costs can quickly spiral out of control.

The report also raises the spectre of ‘zombie debtors’ who can afford to only make interest payments on their borrowings and finds that one in six now finds themselves in this position.

As Secretary of the All Party Parliamentary Group on Credit Unions I know that Credit Unions offer a safe and reliable way to save and they play a vital role in helping people through difficult financial circumstances.

Too many low income borrowers face extortionate rates of interest, but credit unions provide loans at low cost and help to keep the loan sharks away from the doorstep.

Credit Unions also support the growing appetite amongst the public for mutual alternatives to banks.

Monday, 12 December 2011

Home Heat Helpline

As we approach the coldest time of the year, the challenge that many households face in keeping their homes warm only becomes greater. Unfortunately, many people do not know where to turn for help.

I am therefore writing to urge anyone in Makerfield who is concerned about staying warm to call the Home Heat Helpline on 0800 33 66 99. It is a free, independent service which helps people to find out whether they are eligible for help.

Around 6,600 households in the Makerfield Constituency are entitled to some form of assistance with their fuel bills, which on average can be worth £250. People have nothing to lose from calling the helpline and potentially a lot to gain.

At this time of year, we must also think of others who may be struggling to keep warm. If you know anyone elderly or who you think may be having difficulties please urge them to call the Home Heat Helpline. Let's try to keep every home warm this winter.

Monday, 5 December 2011

Cameron's NHS plans will cost £22million across Wigan

New figures obtained by Labour has revealed the hidden cost of the Government’s wasteful NHS reorganisation in Wigan. New guidelines will force the local NHS to put aside £22.1million from their budget this year and next to pay for a costly NHS restructure that David Cameron repeatedly ruled out.

These shocking new figures show the Government’s reorganisation is costing the NHS even more than we first feared. It is scandalous that they are telling our local NHS to hold back millions of pounds for their own reckless plans whilst thousands of nursing jobs are being axed.

Our local area has already seen a 40% increase in the number of patients waiting longer than 18 weeks for treatment since Cameron became Prime Minister. Before his plans are even fully through Parliament, David Cameron's reorganisation is hitting the NHS hard and costs are now topping £3.4bn across the country for the first time. Spending this amount on an unnecessary reorganisation is totally unjustifiable when every single penny should be focused on maintaining standards of care.

At the election Cameron ruled out top-down NHS reorganisations. But only weeks after entering Number 10, he ripped up his own words and ordered the biggest and most dangerous upheaval of the NHS since it began.

The financial request is buried in the Government’s new NHS 'Operating Framework' document and takes the nationwide cost of the NHS reorganisation above previous estimates of £2-3bn, with Primary Care Trusts now holding back £3.44bn over two years.

This month leading doctors from the British Medical Association voted to call for an immediate halt to the Government’s costly and controversial Health Bill.

The country did not vote for it and our doctors, nurses and patients have already expressed huge concerns at the plans. Yet Cameron is ploughing on with his Health Bill, ignoring public and professional opinion. The time has come for him to listen, put the NHS first and drop his dangerous Bill.

£22million should be focused on proving health care for patients not a needless reorganisation.

Friday, 2 December 2011

Christmas Card Design Competition

Picture credit - John Rowbotham
Today I proudly announced the winner of my 2011 Christmas card competition today as Aleyna Adamson (aged 10), a pupil of St Wilfrid’s Catholic Primary School, Ashton in Makerfield.

I presented Aleyna with a framed copy of her winning picture and a set of books by famous childrens’ author Jacqueline Wilson during the school’s morning assembly. 

The design competition attracted entries from across the constituency with all of the designs being carefully judged.

It was an absolute pleasure to present Aleyna with her prize. It’s a great design and she’s clearly hit the right note, so I’m sure people will enjoy receiving the card in the run up to Christmas.

I know everybody at St Wilfrid’s Catholic Primary School will be very proud of Aleyna and I am too.

We had a fantastic response from local schools. The children clearly put a lot of effort into their art-work so it made my job of picking the winner extremely difficult. But I’d like to thank all of the children and their teachers for taking part.


Aleyna's winning design
 I also presented a prize to the runner up, Shanice Galloway (aged 10), a pupil attending St Paul’s CE Primary School, Goose Green. Shanice’s design features on the back of the card.

Aleyna’s winning design will be sent to a number of distinguished people in the political world, including both the Prime-Minister and the Leader of the Opposition, Ed Miliband. The card will also be sent to individuals across the public and private sector in the Wigan Borough including the Mayor of Wigan, Cllr Joy Birch.

Thursday, 1 December 2011

Work Capability Test faces scrutiny

Controversial medical tests by a private sector company at the centre of the government’s drive to cut the benefit rolls are failing genuine claimants.

In the week that it emerged that ministers have been forced to spend millions of pounds hiring more than 80 new judges to tackle a costly backlog of welfare claimants appeals (Salary £101,000 pro rata) against the loss of their benefit, I tabled a parliamentary question to the minister which confirmed that;

• Of 667 cases heard 218 or a third of Employment Support Allowance (ESA) appeals were decided in favour of the appellant on appeal (1st April-30th Sept 2011)
• Of 119 cases heard, 38 or a third were decided in favour of the appellant on appeal during September 2011
• 741 individual cases were not determined within the Dept Work & Pensions 35 day target (October 2011).

Across the UK welfare appeals are up a colossal 72% on 2008/09.

Charities and individuals have criticised the “work capability assessment”, which has determined entitlement to benefit.

I am not surprised by the figures as Charities, Law Centres and Citizens Advice have all criticised the Work Capability Assessment (WCA). My concern surrounds the poor decisions by those carrying out the WCA is fuelling appeals which are conducted by Atos Healthcare, a private company.

Some cases are taking up to a year to go from lodging an appeal to having the final tribunal hearing date according to Duncan Lewis Solicitors, the UK’s biggest benefits legal department.

I am calling for a regular audit to ensure that the decisions about eligibility “are consistent, robust and evidence-based”.

The Government are failing far too many genuine benefit recipients who are forced to appeal due to an unacceptable high degree of poor decision making. This is further compounded by the slow appeal process leaving people in limbo at a time of stress and anxiety.

At a time when funding to advice agencies is being cut the figures demonstrate that people need increased access to advice in order for them to claim the benefits to which they are entitled.

Monday, 28 November 2011

Borsdane Precinct Update

I know that a lot of hard work has contributed to today's announcement that the council has entered into an agreement with a developer over the future of Borsdane Precinct, especially when many developers are not looking to commit to projects in the current economic uncertainty.

Wigan Council and the developer are to be congratulated on arriving at this agreement and I remain optimistic that this decision will lead to a brighter future for Borsdane and lift the blight that has been a feature of this area for far too long.

Deputy Leader of the Council, Cllr David Molyneux said, "I am delighted that we have progress on Borsdane Precinct. The condition of the site has long been an issue for the community as well as being a centre for anti-social behaviour. This opportunity for a fresh start is good news for everyone and although we are only at the very start of the scheme, things are now in progress and I feel confident that we can look forward to major improvements to the precinct in 2012.”

The Developer has six months from now to satisfy the conditions of the arrangement, after which the council will transfer title to the retail element of the scheme and grant the building licence of the residential site at the same time.

Friday, 18 November 2011

Hindley Green Community Primary School

Today, I was delighted to open the new school building along with Leigh MP, Andy Burnham.

Cllr Sue Loudon informed guests that this has been an 8 year project leading up to today's official opening and parents and pupils were on hand to tour the new buildings.

Congratulations to staff, governors, pupils and parents for their hard work and patience during the planning and building works.

Tesco voucher scheme provides local schools with equipment worth £8,000

Since 1992 Tesco, through the voucher collection promotions, has provided UK schools with access to around 4 million free pieces of equipment worth £170 million.  Last year, 36 schools and clubs in Makerfield collected a total of 230,542 vouchers, with 31 of them ordering equipment worth £8420.

I enjoyed meeting staff and pupils from local schools and hearing what they have been able to do with the vouchers they have collected.

Staff at Tesco Hindley are to be commended for their support.  It is a worthwhile scheme and it has been going a long time bringing significant benefits to many local schools.

Wednesday, 16 November 2011

Remembrance Sunday

On Sunday, I attended the Remembrance Service at St Thomas & St Luke's Church in Ashton in Makerfield.

On behalf of the people of the Makerfield constituency, I laid a wreath at the cenotaph to mark the contribution of those service personnel who have paid the ultimate sacrifice.

Thank you to all those involved in the arrangements on the day and in particular to the members of Ashton Royal British Legion.

Monday, 14 November 2011

An essential service for Wigan and the nation.

On Wednesday 9 November, I pledged support for the future of funding for the Citizens Advice service at a event held at Parliament to re-launch the All-Party Parliamentary Group on Citizens Advice, hosted by the Group's new Chair, Stephen Lloyd MP.

Citizens Advice Chair, John Gladwin, called on Parliamentarians to pledge the following: "I will do all I can to ensure that the Citizens Advice service has the funding it needs to continue providing vital and high quality advice and advocacy in my local community and across the country."

Every year Citizens Advice Bureaux help over two million clients with over seven million problems, providing support to people who often have nowhere else to turn, from over 3500 community locations across the UK.

Funding cuts pose a significant threat to the Citizens Advice service and bureaux capacity to provide help to those who need it. This financial year Citizens Advice Bureaux in England and Wales have already seen a seven per cent drop in the total number of people they were able to help as a direct result of cuts to funding.

Parliamentarians from across the political spectrum work closely with the Citizens Advice service both in their local communities and at a national level.

At a recent Prime Minister's Questions, David Cameron responding to my question said that the Citizens Advice service, 'is probably the finest organisation in our country for helping people' and is the charity he works with most closely in his constituency.

In my constituency, working with my local Citizens Advice Bureau, I see on a daily basis how advice really can change people’s lives. Even people at crisis point can find their situation swiftly improved if they seek advice. I’m delighted to be able to pledge support for the Citizens Advice service.

The advice provided by the Citizens Advice service is free, independent, confidential, and impartial, and available to everyone regardless of race, gender, disability, sexual orientation, religion, age or nationality. For online advice and information click here. 

Citizens Advice Bureaux in England and Wales advised 2.1 million clients on 7.1 million problems from April 2010 to March 2011. Out of 22 national charities, the Citizens Advice service is ranked by the general public as being the most helpful, approachable, professional, informative, effective / cost effective, reputable and accountable. (nfpSynergy’s Brand Attributes survey, May 2010).

Most Citizens Advice service staff are trained volunteers, working at around 3,300 service outlets across England and Wales.

Thursday, 10 November 2011

Campaign Against Police Cuts


Lisa Nandy MP and Paddy Lillis
The shopworkers' Union Usdaw has launched a campaign against the police cuts branding the Tory-led Coalition's attack on police budgets a threat to the safety of all shopworkers.

The Union has produced a leaflet and petition against the cuts and will use its annual Respect for Shopworkers Week, which takes place between this week, to urge shoppers and members of the public to back the campaign and sign Usdaw's petition.

I joined Usdaw Deputy General Secretary Paddy Lillis and Lisa Nandy MP at the launch in the House of Commons.

Paddy Lillis said, "Every minute of every day another shopworker is assaulted, threatened or abused. That is why one of Usdaw's major campaigns is called Freedom From Fear.  Shopworkers should be free from the fear of violence, threats and verbal abuse and it should never be accepted as just a part of the job.”

"Under the Labour Government, violent incidents against shopworkers halved because Labour invested in 12,000 additional uniformed police officers.  Does anyone really believe that by cutting frontline policing, crime will continue to fall - as it did with Labour?  That is not the logical conclusion I draw.  I fear that when these cuts bite we will be left with a much less effective police force that will be grossly under-staffed and terribly demoralised.”

The first duty of Government is to protect us all.  That is where this Tory-led Coalition will fail us with their unprecedented cuts in funding that will affect frontline policing.  Don't just take my word for it - the Police Federation are saying that '20% cuts to policing are criminal'. With a predicted loss of 2,944 frontline police officers in Greater Manchester, I am very concerned about the effect on local crime levels.

You can sign Usdaw’s petition against police cuts here.

Tuesday, 8 November 2011

Here's to Pubs!

I joined with Wigan MP, Lisa Nandy and dropped in on Landlord Ian Thorpe at The Anvil on Dorning Street to celebrate British Pub Week.

Pubs inject an average of £80,000 into their local communities and pay over £100,000 in tax. The industry employs over 540,000 people directly and 380,000 in associated trades and account for 35% of the ‘eating out’ market (Source: The Publican).

Landlord Ian Thorpe welcomed us and spoke about the unique challenges facing the industry, including over regulation, alcohol tax hikes and the effect cheap booze sold by the off licence trade has on the pub.

Well-run pubs are the bedrock of community life – They deserve support and government needs to back pubs and reform the beer tie to deliver a fairer deal for consumers.

Lisa Nandy MP said, "Wigan boasts some top class pubs which provide a vital social and leisure service to the town. As a fan of real ale I was delighted to be able to sample some of the brews on offer at the Anvil.”

Unsung Heroes of our Emergency Services

 
Photo courtesy of Chris Tennant of Bolton MRT

I recently visited Bolton Mountain Rescue Team (MRT), a group of 40 volunteers who for the past 40 years have been helping to rescue people in trouble.

Bolton MRT territorial area of operation includes the Wigan Borough I attended MRT’s operational HQ at Ladybridge Hall on Chorley New Rd, Bolton on Friday, 4th November.

The visit was arranged by Bolton MP, David Crausby for the following purposes:

• To introduce the work of the Bolton Mountain Rescue Team, and the liaison at a local level with the Statutory Emergency Services.
• To thank local Members of Parliament for the recent Government announcement of national financial support for civilian mountain rescue teams in the UK, via an equipment grant to be administered by Mountain Rescue England and Wales.
• To highlight the work of Mountain Rescue in assisting the Statutory Emergency Services via partnership multi agency responses to emergencies within our local communities.
• An opportunity to display the new emergency vehicle livery Bolton MRT have adopted for all five Emergency vehicles.
• To discuss with the Members of Parliament present the ongoing issue of gaining VAT exemption for all equipment purchases made by mountain rescue teams.


Photo courtesy of Chris Tennant of Bolton MRT

I learned that the modern day MRT was much more than just a mountain rescue operation. From looking for missing persons in urban areas to assisting the Police, Fire and Ambulance services during the bad winters of the last two years, Bolton MRT is on hand to support and assist the statutory agencies 365 days a year.

They have done this heroic work without statutory funding, relying on donations and grants for 40 years, so I was pleased that national funding for equipment will relieve some of the financial pressures that they face. We should all be proud of our MRT - they really are the unsung heroes of our emergency services.



Monday, 7 November 2011

Curry House 'Highly Commended' in Lyca Tiffin Cup

Hindley’s Mahabharat on Market Street is celebrating after it was announced that it had been ‘highly commended’ in the Lyca Tiffin Cup 2011.

The Lyca Tiffin Cup is a competition to find the best south asian restaurant in Britain. MPs from across the country were asked to nominate a restaurant in their constituency.

The name ‘Tiffin’ is given to the containers that transported light meals. The tiffins, or tiffin boxes, are made up of three porcelain or metallic round trays with handles and lids in which lunches are delivered to workers.

A complex network of Dabbawallahs deliver the tiffins to workers. The practice is still in use in India today.

The judging panel included BBC Comedy Goodness Gracious Me star Nina Wadia.

I nominated Mahabharat earlier this year. The judging process included a mystery diner who sampled the cuisine, decor and ambience of Mahabharat.

Mahabharat received a certificate and embroidered Lyca Tiffin Cup 2011 chef jacket to mark their achievement in this year’s competition today.

This is a prestigious award and to be honoured in this way by the judging panel is testament to the fantastic efforts of all the staff. If curry is your favourite cuisine, then pop along to Mahabharat. You will be assured of a warm welcome.

St Leonards based Indian restaurant Taj Mahal finished as winners of the national Tiffin Cup competition. The Taj Mahal was nominated by Hastings MP, Amber Rudd.

Thursday, 3 November 2011

Type 2 Diabetes Test is quick and simple!

At a special MPs testing event held in Westminster, I took the quick and simple Type 2 diabetes test to help raise awareness of the need for public testing for the disease.

I was also issued with a Silver Star Pedometer to measure the amount of steps taken during a Parliamentary Week as part of the 50 day challenge.

The NHS spends £1 million per hour on diabetes related illnesses and it is estimated that more than one million people in the UK are unaware that they have the condition.

Silver Star launched in January 2007 is a registered charity campaigning to raise diabetes awareness. The Charity runs Mobile Diabetes Units (MDU) that carry out important diabetes testing. They seek to promote culturally sensitive healthcare, with particular regard to the high prevalence of diabetes in the major towns and cities of Britain. The Units travel to local community centres, schools, work places and other organisations.